I've been with a Peerberry around 2 years. The platform showed it stability after repaying almost all War affected loans.
However, a completely new interface has been in development since 2023, which is also expected to include a secondary market. The exact release date for this new interface is not yet clear.
The geographic diversification proved its worth during the Ukraine crisis, and I appreciate how transparently they handled the situation. Withdrawal speeds are consistently fast as promised.”
’ button even caused some investors to question the company’s policy: had they simply removed the important security function without the consent of investors? Although everything turned out fine in the end, the problems at this stage were very unpleasant.
I am often asked how certain platforms compare to Mintos and whether they are alternatives. In my opinion, both platforms are not directly comparable. The reasons for this are simple:
However, keep in mind that invested funds are subject to loan terms. Without a secondary market, you’ll need to wait for loans to mature or be repaid unless they qualify for buyback.
When paying taxes in your country of residence, the withheld taxes can usually be deducted from the overall balance. This means that the effective taxation rate will be the same as it has been before when investing into claim rights.
A new page will then open with all relevant information on the selected product. Here you can also see how much of the available amount has already been financed by other investors. If everything fits, you can enter the desired amount and click on the ‘
PeerBerry is one of my favorite P2P lending platforms, offering excellent returns of around 11% with strong safety features including buyback guarantees on all loans. The platform is transparent about their team and loan originators, offers short-term loans for better liquidity, and has an easy-to-use auto-invest feature.
Personal loans are an excellent investment with high interest rates – as long as they are repaid by the borrower as agreed. However, if this is not the case, things can quickly become uncomfortable! In general, there are three possible solutions in the P2P sector: The loan originator (in this case the ViaSMS Group) provides a buyback guarantee: if a borrower is in arrears with payment for an agreed number of days, the company buys out the debt and pays you back your money plus interest.
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Nectaro only launched in 2023, but the Latvian P2P platform shares many similarities with Viainvest. viainvest These include its incorporation in Latvia, licensing as an investment brokerage firm, a focus on buyback-guaranteed consumer loans, and support from a large and well-diversified parent company in the background.
However, there is no experience of this yet (P2P loans emerged during a long period of low interest rates and are now experiencing higher key interest rates for the first time), so it is too early to predict how things will develop. Viainvest makes your tax return easy
We want you to know that we are addressing this by planning to onboard new Loan Originators to enhance investment opportunities available on our platform.